Secured Investments

Our first mortgage investments are built on trust and the fact we lend our own money first. A personal approach where you have direct access to the people handling your investment.

Grounded by simple family values, we are transparent in who we are and how we operate.

Peer-to-peer investing.
Here's how we do it.

A borrower needs a loan.
Their financial adviser sends a loan application to SCP who assess and fund the loan.
The approved and funded loan is uploaded to SCP’s Investor Portal and made available for your selection.
Your funds are allocated to the loans of your choice.
Loans are fully managed by SCP on investors’ behalf.
A borrower needs a loan.
Their financial adviser sends a loan application to SCP who assess and fund the loan.
The approved and funded loan is uploaded to SCP’s Investor Portal and made available for your selection.
Your funds are allocated to the loans of your choice.
Loans are fully managed by SCP on investors’ behalf.

Current Rates

Rates from
7.25%*
* Minimum $10,000. Subject to change and availability.
**Southern Cross Partners Ltd is licensed to provide peer-to-peer lending services under the Financial Markets Conduct Act 2013.
We deliver enhanced returns compared to other similar options
Enabling people to enjoy the little and big things in life. Talk with our investment team today.
Apply now

Speak to one of our investment team about our peer-to-peer investments

Simone Vincent

Relationship Manager, Investments
[email protected]
0800 00 58 43

Ross Latham

Relationship Manager, Investments
[email protected]
021 521 257

Heather Kentsley

Investment Manager
[email protected]
09 535 2239

We are conservative lenders. Regardless of what the market does we remain conservative, ensuring buffers are built into our loans that account for shifts. When we make lending decisions our investors are always front of mind.

Cam Harper



Managing Partner

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